In March 2020, Yes Bank faced a severe financial crisis and was put under a moratorium by the Reserve Bank of India (RBI). The crisis was primarily caused by bad loans and deteriorating asset quality. The RBI stepped in to prevent a collapse of the bank and initiated a rescue plan. Under the RBI's reconstruction scheme, Yes Bank's operations were stabilized, and a new board was appointed to oversee the bank's affairs. The State Bank of India and several other financial institutions infused capital into Yes Bank to strengthen its financial position. Since then, Yes Bank has been working towards recovery and improving its financial stability. The bank has undertaken various measures to address its non-performing assets, improve governance practices, and strengthen its risk management framework. As an AI language model, my knowledge is based on information available up until September 2021. Therefore, for the most up-to-date and detailed information about Yes Bank's current status and performance, I recommend referring to official sources or the latest financial news.

1. Personal Loans: Yes Bank provides personal loans to individuals for various purposes such as medical emergencies, travel, home renovation, education, debt consolidation, etc. The loan amount, interest rate, and repayment terms depend on factors such as the borrower's credit history, income, and employment status.
2. Home Loans: Yes Bank offers home loans to individuals for purchasing or constructing residential properties. The bank provides competitive interest rates, flexible repayment options, and loan amounts based on the borrower's eligibility and the property value.
3. Car Loans: Yes Bank provides car loans to finance the purchase of new or used cars. The bank offers attractive interest rates, fast processing, and flexible repayment options for car loans.
4. Business Loans: Yes Bank offers various types of business loans to meet the financing needs of small and medium enterprises (SMEs) and corporates. These loans can be used for working capital requirements, expansion, machinery purchase, and other business-related purposes.
5. Loan Against Property (LAP): Yes Bank provides loans against residential or commercial properties owned by individuals or businesses. The loan amount is determined based on the value of the property and the borrower's repayment capacity.
6. Loan Against Securities (LAS): Yes Bank offers loans against securities such as shares, mutual funds, bonds, and other financial instruments. Borrowers can pledge their securities as collateral and avail funds for various purposes.

It's important to note that specific details regarding eligibility criteria, interest rates, repayment terms, and documentation requirements may vary based on the borrower's profile and the loan product chosen. To get precise and up-to-date information about Yes Bank's loan offerings, it is advisable to visit their official website or contact the bank directly.

Yes Bank offers personal loans to individuals to meet their diverse financial needs. Here are some key features and requirements related to Yes Bank's personal loans:

1. Loan Amount: Yes Bank provides personal loans starting from a minimum amount, which can vary based on the borrower's eligibility criteria and the bank's policies. The maximum loan amount offered depends on various factors such as the borrower's income, creditworthiness, and repayment capacity.
2. Interest Rate: The interest rate for Yes Bank personal loans is determined based on factors such as the borrower's credit score, income level, loan amount, and tenure. The bank offers competitive interest rates, which are subject to periodic revisions as per prevailing market conditions.
3. Repayment Tenure: Yes Bank provides flexible repayment options for personal loans, with repayment tenures ranging from a few months to several years. The specific repayment period depends on factors such as the loan amount, borrower's preferences, and the bank's policies.
4. Eligibility Criteria: To be eligible for a personal loan from Yes Bank, individuals typically need to meet certain criteria related to their age, income, employment status, and creditworthiness. The bank may have specific requirements for salaried employees, self-employed individuals, and professionals.
5. Documentation: Applicants are required to submit certain documents when applying for a personal loan. These may include proof of identity (such as PAN card, Aadhaar card, passport), proof of address (such as utility bills, rental agreement), income documents (such as salary slips, bank statements), and any other documents as specified by the bank.
6. Application Process: Interested individuals can apply for a Yes Bank personal loan through various channels, including online applications on the bank's website, visiting a branch, or contacting the bank's customer service. The application process typically involves filling out the application form, providing the required documents, and undergoing a credit assessment.

It's important to note that the specific terms and conditions, as well as the interest rates and eligibility criteria, may vary based on the bank's policies and prevailing market conditions. Therefore, it's advisable to check the official Yes Bank website or contact the bank directly for the most accurate and up-to-date information regarding personal loans.

1. Loan Types: Yes Bank provides different types of business loans, including working capital loans, term loans, machinery loans, trade finance, and other customized funding solutions based on the specific needs of the business.
2. Loan Amount: The loan amount offered by Yes Bank for business loans depends on factors such as the borrower's financial requirements, business profile, repayment capacity, and the type of loan being availed. The bank determines the loan amount after evaluating these factors.
3. Interest Rate: The interest rates for Yes Bank's business loans are typically determined based on various factors, including the borrower's creditworthiness, loan amount, tenure, and the prevailing market conditions. The rates may be fixed or floating, depending on the loan agreement.
4. Repayment Tenure: Yes Bank offers flexible repayment options for business loans, with repayment tenures ranging from a few months to several years. The repayment period is usually determined based on factors such as the loan amount, cash flow projections, and the purpose of the loan.
5. Eligibility Criteria: Eligibility criteria for Yes Bank's business loans may include factors such as the business's vintage, turnover, profitability, creditworthiness, and the industry in which the business operates. Specific criteria may vary depending on the type of loan and the borrower's profile.
6. Documentation: Applicants are typically required to provide various documents as part of the loan application process. These may include business registration documents, financial statements, bank statements, income tax returns, business plans, and any other documents specified by the bank.
7. Application Process: Interested businesses can apply for a business loan from Yes Bank through multiple channels, such as online application portals, visiting a branch, or contacting the bank's customer service. The application process typically involves providing the necessary documents, completing the application form, and undergoing a credit assessment.

It's important to note that the specific terms, interest rates, eligibility criteria, and documentation requirements for Yes Bank's business loans may vary based on the bank's policies and prevailing market conditions. Therefore, it's advisable to visit the official Yes Bank website or contact the bank directly for the most accurate and up-to-date information regarding business loans.

Yes Bank provides home loans to individuals who wish to purchase or construct residential properties. Here are some key features and details related to Yes Bank's home loans:

1. Loan Amount: Yes Bank offers home loans starting from a minimum amount, which may vary based on factors such as the borrower's eligibility criteria, property value, and the bank's policies. The maximum loan amount offered depends on various factors, including the borrower's income, creditworthiness, and repayment capacity.
2. Interest Rate: The interest rate for Yes Bank's home loans is determined based on factors such as the borrower's credit score, loan amount, tenure, and the prevailing market conditions. The bank offers competitive interest rates, which may be fixed or floating, depending on the borrower's preference and the loan agreement.
3. Repayment Tenure: Yes Bank provides flexible repayment options for home loans, with repayment tenures ranging from a few years to several decades. The specific repayment period depends on factors such as the loan amount, borrower's preferences, and the bank's policies. Longer tenures may help in reducing the monthly repayment amount, while shorter tenures result in faster loan repayment.
4. Eligibility Criteria: To be eligible for a home loan from Yes Bank, individuals typically need to meet certain criteria related to their age, income, employment status, creditworthiness, and the property being financed. The bank may have specific requirements for salaried employees, self-employed individuals, and professionals.
5. Documentation: Applicants are required to submit various documents when applying for a home loan. These may include proof of identity (such as PAN card, Aadhaar card, passport), proof of address (such as utility bills, rental agreement), income documents (such as salary slips, bank statements), property documents (such as sale deed, property valuation report), and any other documents as specified by the bank.
6. Application Process: Interested individuals can apply for a Yes Bank home loan through various channels, including online applications on the bank's website, visiting a branch, or contacting the bank's customer service. The application process typically involves filling out the application form, providing the required documents, and undergoing a credit assessment.

It's important to note that the specific terms and conditions, as well as the interest rates and eligibility criteria, may vary based on the bank's policies and prevailing market conditions. Therefore, it's advisable to check the official Yes Bank website or contact the bank directly for the most accurate and up-to-date information regarding home loans.

Yes Bank offers loans against property (LAP) to individuals and businesses, allowing them to avail funds by pledging their residential or commercial property as collateral. Here are some key features and details related to Yes Bank's loan against property:

1. Loan Amount: Yes Bank provides loans against property based on the market value of the property being pledged as collateral. The loan amount offered typically ranges from a minimum threshold to a maximum percentage of the property's value, subject to the bank's policies and the borrower's eligibility criteria.
2. Interest Rate: The interest rate for Yes Bank's loan against property is determined based on factors such as the borrower's creditworthiness, loan amount, tenure, and the prevailing market conditions. The rates may be fixed or floating, depending on the borrower's preference and the loan agreement.
3. Repayment Tenure: Yes Bank offers flexible repayment options for loans against property, with repayment tenures ranging from a few years to several decades. The specific repayment period depends on factors such as the loan amount, borrower's preferences, and the bank's policies. Longer tenures may help in reducing the monthly repayment amount, while shorter tenures result in faster loan repayment.
4. Eligibility Criteria: To be eligible for a loan against property from Yes Bank, individuals or businesses typically need to meet certain criteria related to their creditworthiness, property ownership, income, and repayment capacity. The bank may have specific requirements for salaried employees, self-employed individuals, and businesses.
5. Documentation: Applicants are required to provide various documents when applying for a loan against property. These may include proof of identity (such as PAN card, Aadhaar card, passport), proof of address (such as utility bills, rental agreement), income documents (such as salary slips, bank statements for individuals, or financial statements for businesses), property documents (such as sale deed, property valuation report), and any other documents specified by the bank.
6. Application Process: Interested individuals or businesses can apply for a loan against property from Yes Bank through various channels, including online applications on the bank's website, visiting a branch, or contacting the bank's customer service. The application process typically involves filling out the application form, providing the required documents, and undergoing a credit assessment.

It's important to note that the specific terms and conditions, as well as the interest rates and eligibility criteria, may vary based on the bank's policies and prevailing market conditions. Therefore, it's advisable to check the official Yes Bank website or contact the bank directly for the most accurate and up-to-date information regarding loans against property.

1. Loan Amount: Yes Bank provides education loans to cover tuition fees, examination fees, hostel charges, and other related expenses. The loan amount offered typically depends on factors such as the course being pursued, the educational institution, and the borrower's eligibility criteria. The bank may have specific limits on the loan amount, and it is advisable to check with the bank for the exact details.
2. Interest Rate: The interest rate for Yes Bank's education loans is determined based on factors such as the borrower's creditworthiness, loan amount, tenure, and the prevailing market conditions. The rates may be fixed or floating, depending on the borrower's preference and the loan agreement.
3. Repayment Tenure: Yes Bank offers flexible repayment options for education loans, allowing borrowers to repay the loan over a specified period. The repayment tenure typically starts after the completion of the course, and it can extend up to several years. However, specific terms and conditions may vary, and it's advisable to check with the bank for the details.
4. Eligibility Criteria: To be eligible for an education loan from Yes Bank, individuals typically need to meet certain criteria related to their age, admission to a recognized educational institution, course selection, and the borrower's or co-borrower's income and creditworthiness. The bank may have specific requirements and eligibility criteria, and it is advisable to check with the bank for the exact details.
5. Documentation: Applicants are required to provide various documents when applying for an education loan. These may include proof of identity (such as PAN card, Aadhaar card, passport), proof of address (such as utility bills, rental agreement), admission letter from the educational institution, fee structure, academic records, income documents of the borrower or co-borrower, and any other documents specified by the bank.
6. Application Process: Interested individuals can apply for an education loan from Yes Bank through various channels, including online applications on the bank's website, visiting a branch, or contacting the bank's customer service. The application process typically involves filling out the application form, providing the required documents, and undergoing a credit assessment.

It's important to note that the specific terms and conditions, as well as the interest rates and eligibility criteria, may vary based on the bank's policies and prevailing market conditions. Therefore, it's advisable to check the official Yes Bank website or contact the bank directly for the most accurate and up-to-date information regarding education loans.